Top Bank Accounts for 2022

The top bank accounts, based on student reviews collected this year.

Win a festival ticket this month

Help us recommend next year's top student banks by signing up for our student panel.

Users who join this month and complete their first survey will be entered into our March prize draw, where one lucky student will win a ticket to a UK festival of their choice!

1. Santander 1|2|3 Student

Being a student comes with its fair share of train travel; whether that’s going home to see the parents, or visiting friends at other unis. Well, Santander’s 1|2|3 student account comes with a free 16-25 railcard, saving a third on all fares.

2. Monzo

This popular online bank is ideal for students and travellers alike.
Monzo’s coral red card could be perfect for you with an easy-to-use app interface and no international transaction charges.

3. HSBC Student Bank Account

HSBC’s banking app is pretty much tailor-made for students.

It allows you to pay your mates at the tap of a button, making those restaurant bills and taxi fares even easier to split.

4. Nationwide FlexStudent

Nationwide’s FlexStudent account is a firm favourite with students, and it’s easy to see why. As well as being the UK's only fee-free provider, they offer a tiered overdraft scheme of up to £3,000 over your three years at uni.

5. NatWest Student Account

NatWest gives students the choice of three great offers when they sign up for a student account. Along with an interest-free overdraft of up to £2,000, you can get a free Amazon Prime Student membership, a tastecard, or a National Express Coachcard.

6. Barclays Student Account

Barclays’ intuitive banking app makes keeping track of your finances easier than ever.

Students can also get cashback on high street purchases in loads of clothes stores and food chains.

7. Lloyds Student Account

Lloyds make banking uncomplicated for students. Their simple, easy-to-navigate app makes moving money around quick and easy, while integrations with Apple Pay and Google Pay make purchases on the go seamless.

8. Halifax Student Current Account

Halifax is one of the nation's most trusted banks, and this also applies to their student offering.

With interest-free overdrafts of up to £1,500, you can enjoy your nights out without worrying too much about the finances.

9. Starling Bank

Launching in 2014, Starling has quickly taken the world of student banking by storm. Renowned for its award-winning app, this flexible bank features excellent customer support and budgeting tools.

10. Revolut

Another app-based bank, Revolut comes with no hidden fees or exchange rates, making it the perfect student travelling companion. Perks include £200 a month in free international ATM withdrawals.